PPF Calculator – Public Provident Fund Maturity

Estimate PPF maturity value and tax-free interest for your yearly deposit, rate and duration.

Money decisions are easier when you can see the numbers first. PPF Calculator works with yearly deposit, PPF interest rate, duration, and deposit timing and presents a clear estimate you can compare across scenarios.

How to Use the PPF Calculator

Enter your yearly deposit (maximum ₹1,50,000), the current PPF interest rate and the number of years (minimum 15). Click Calculate PPF Maturity.

What is the PPF lock-in period?

A PPF account has a 15-year term. After that you can extend it in blocks of 5 years.

Is PPF interest tax-free?

Under current rules the deposit, interest and maturity under PPF are exempt from tax, but rules can change, so confirm with the latest guidelines.

Does the PPF rate change?

Yes. The government notifies the rate every quarter. Enter the current rate for the most accurate estimate.

Understanding PPF Calculator

Estimate PPF maturity value and tax-free interest for your yearly deposit, rate and duration. PPF Calculator lets you compare several options before committing money, removes the need to remember the formula behind the figures, and gives a quick sanity check on numbers quoted by others.

How to use it

  1. Enter yearly deposit, PPF interest rate, and duration.
  2. Adjust the options so they match what you need.
  3. Click “Calculate PPF Maturity”.
  4. Study the result and test other scenarios.

Example situation

A lender quotes you a figure, and you cross-check it with PPF Calculator before replying.

Read the result carefully

Real-world offers can include fees, taxes or rule changes that a simple calculation does not cover. This tool works inside your browser, so what you type or select here is not sent to our server for processing. Treat the figures as estimates. Rules, rates and charges differ between institutions, so confirm final numbers with the official source before acting.

Related tools for the same kind of planning: PF, FD Calculator, and RD Calculator.

Further reading from trusted sources

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Last updated: 08 Nov 2026 • 100% free • Mobile friendly

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