Compare your tax under the old and new regime for FY 2026-27 (AY 2027-28) with deductions, rebate, surcharge and cess.
Money decisions are easier when you can see the numbers first. Income Tax Calculator FY 2026-27 works with annual income, age group, salaried, and 80C and presents a clear estimate you can compare across scenarios.
Enter your annual income, age group and whether you are salaried. Add deductions such as 80C, 80D, HRA and home loan interest for the old regime. Click Compare Old vs New Regime.
The new tax regime is the default. You can choose the old regime if your deductions are high enough to reduce your tax.
For FY 2026-27, taxable income up to ₹12 lakh gets a full rebate, and with the ₹75,000 standard deduction a salaried person can be tax-free up to about ₹12.75 lakh.
Capital gains, special-rate income and surcharge marginal relief are not covered. Use it as an estimate and confirm with the Income Tax Department or a CA.
Compare your tax under the old and new regime for FY 2026-27 (AY 2027-28) with deductions, rebate, surcharge and cess. Income Tax Calculator FY 2026-27 removes the need to remember the formula behind the figures, gives a quick sanity check on numbers quoted by others, and turns loan, tax or investment formulas into a plain estimate.
A lender quotes you a figure, and you cross-check it with Income Tax Calculator FY 2026-27 before replying.
Real-world offers can include fees, taxes or rule changes that a simple calculation does not cover. This tool works inside your browser, so what you type or select here is not sent to our server for processing. Treat the figures as estimates. Rules, rates and charges differ between institutions, so confirm final numbers with the official source before acting.
Related tools for the same kind of planning: HRA Exemption Calculator, Gratuity Calculator India, and Salary Hike Calculator.
Work out your HRA exemption and taxable HRA from basic salary, HRA received, rent paid and city type.
Estimate your gratuity amount from last drawn basic + DA and years of service using the 15/26 or 15/30 formula.
Calculate your new salary after an increment, or find the hike percentage from old and new salary.
Calculate car loan EMI, total interest and the real cost of your car with down payment and processing fee.
Calculate leave encashment amount from basic plus DA and the number of unused earned leave days.
Calculate monthly EMI for home, car or personal loans.