HRA Exemption Calculator (Old Tax Regime)

Work out your HRA exemption and taxable HRA from basic salary, HRA received, rent paid and city type.

Money decisions are easier when you can see the numbers first. HRA Exemption Calculator works with basic salary + DA, HRA mila, rent diya, and city and presents a clear estimate you can compare across scenarios.

How to Use the HRA Exemption Calculator

Enter monthly basic+DA, HRA received and rent paid, choose metro or non-metro and click HRA Exemption Nikalein.

How is HRA exemption decided?

It is the lowest of: actual HRA received; rent paid minus 10% of basic+DA; and 50% (metro) or 40% (non-metro) of basic+DA.

Which cities count as metro?

Delhi, Mumbai, Kolkata and Chennai are treated as metro for this rule.

Is HRA exemption available in the new regime?

No, it is available only in the old tax regime.

Do I need rent receipts?

Yes, keep rent receipts and the landlord PAN if yearly rent is above ₹1 lakh.

Understanding HRA Exemption Calculator

Work out your HRA exemption and taxable HRA from basic salary, HRA received, rent paid and city type. HRA Exemption Calculator lets you compare several options before committing money, removes the need to remember the formula behind the figures, and gives a quick sanity check on numbers quoted by others.

How to use it

  1. Enter basic salary + DA, HRA mila, and rent diya.
  2. Adjust the options so they match what you need.
  3. Click “HRA Exemption Nikalein”.
  4. Study the result and test other scenarios.

Example situation

You want to know what a monthly commitment adds up to over time, so you run it through HRA Exemption Calculator.

Read the result carefully

Real-world offers can include fees, taxes or rule changes that a simple calculation does not cover. This tool works inside your browser, so what you type or select here is not sent to our server for processing. Treat the figures as estimates. Rules, rates and charges differ between institutions, so confirm final numbers with the official source before acting.

Related tools for the same kind of planning: Income Tax Calculator FY 2026-27, Rent Receipt Generator for HRA Claim, and Gratuity Calculator India.

Further reading from trusted sources

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Last updated: 08 Nov 2026 • 100% free • Mobile friendly

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